Many of you already know my story about how I was over 20k in debt and making 22k in salary right out of college... and how I turned that around by applying financial smarts to my life and business. There have been some great resources that helped me through all that... but here's one I REALLY could have used back then. Mainly because it is SOOO completely practical and has actual steps and numbers to go along with it... and lots of encouraging stories of others who have changed their financial worlds around too!
If I hadn't buckled down and learned about Running My Biz based on the Numbers, and being smart with my personal finances too I know I'd be in a completely different place today. Now my car is paid off, I have absolutely no credit card or school debt, and I've moved into a brand new home years and years before I thought I'd be able to. I've got a rainy-day fund so if business is slow, it's A-okay... and I've got a retirement fund, savings, and can give to causes I believe in. Oh, and did I mention I'm doing what I LOVE to do and not running the rat-race?? Live changes considerably when you're not worried about finances!
This one is a MUST read for everyone! Click the picture below to order.
Description:
The success stories speak for themselves in this book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health.
Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!"
6 comments:
I love your recommended book list! I've read many and added many to my own list
Preaching-to-the-choir, sister. I am practically a disciple of Mr. Ramsey. I'm actually going to his Live Event on Saturday (Colorado Springs). I listen to his radio show almost every day. Thanks for reaffirming my own path towards being debt-free (next August if not sooner).
Thanks Emily!!
That's awesome you get to go to see him live Chris!! Can't wait to hear your success story!!!
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Oh Yes! We got out of debt (business & personal) through Dave Ramsey 3 years ago. Now April 15th is not so stressful because we're prepared.
We jumped on the Dave Ramsey bandwagon back in November. It has been hard, hard, hard! But it was such a great feeling when I actually saved up for my 50mm 1.4 lens(which I totally love)and did not relie on a credit card! Only 34 more years and will be debt-free(kidding-I hope)!
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